TERMS & CONDITIONS

These Terms & Conditions ("Terms") form a binding agreement between you and Nobzo Verse Limited ("NobzoVerse", "we", "us", "our"), a company registered in Nigeria. By creating an account, downloading our app, or otherwise using our website or Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Services.

NobzoVerse is a property-technology platform that helps users in Nigeria find, evaluate, and secure rental, lease, or purchase opportunities in real estate. Through the app, users can browse listings, communicate with Relationship Managers, and, subscribe to NobzoApp for enhanced features. NobzoVerse acts as a technology intermediary and, unless expressly stated, is not a party to all tenancy, lease, or sale agreement concluded between users, property owner.

You must be at least 18 years old and capable of forming a legally binding contract under Nigerian law to use the Services. By using NobzoVerse, you represent that you meet these requirements and that all information you provide is accurate and current.

• You must provide accurate, complete information when creating an account, and keep it up to date.
• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
• You must notify us immediately at support@nobzoent.com if you suspect unauthorized use of your account.
• We may suspend or terminate accounts that provide false information or violate these Terms.

NobzoAppis a paid subscription offering enhanced access to platform features, currently billed at ₦2,600 per user per month, or as otherwise displayed at checkout. By subscribing, you authorize us (or the applicable app store) to charge your chosen payment method on a recurring basis until you cancel.

• Subscriptions purchased through the Apple App Store or Google Play are billed, renewed, and cancelled through your app store account, subject to that store's terms.
• Fees are shown before purchase and, unless required by law, are non-refundable once a billing cycle has started.
• We may change subscription pricing or features with/without reasonable advance notice; continued use after a price change constitutes acceptance.
• Cancelling your subscription stops future billing but does not automatically delete your account or data — see our Privacy Policy for account and data deletion.

When using NobzoVerse, you agree not to:

• Post false, misleading, or fraudulent conversations or information.
• Impersonate any person or misrepresent your affiliation with any person or entity.
• Use the Services for any unlawful purpose, including money laundering or circumventing rent or tenancy regulations.
• Harass, threaten, or abuse Relationship Managers, landlords, or other users.
• Attempt to interfere with, disrupt, or gain unauthorized access to our systems, or reverse-engineer the app.
• Use automated means (bots, scrapers) to access or extract data from the Services without our written consent.

Nobzo manages all rental property listed on the app, and does guarantee 100% all rental listings to be genuine. NobzoVerse reviews other listings on a best-efforts basis, a KYC level and an EDD protocol but does not guarantee the accuracy, availability, or legality of any purchase listing, and reserves the right to remove and distance itself from content that violates these Terms or applicable law.

Listings for property sale may be submitted to us by third-party landlords, developers, or sellers. We apply the same KYC screening, CDD and EDD for higher-risk listings, on a best-efforts basis, but — given the higher value, longer transaction timelines, and greater number of external parties (surveyors, lawyers, land registries) typically involved in a purchase — we do not guarantee the accuracy, availability, title, or legality of any purchase listing. Users are responsible for conducting their own independent legal and physical due diligence, including engaging a licensed surveyor and a legal practitioner, before entering into any purchase transaction.

An exemption from above (#7 paragraph 2) is where we enter into an agreement with users expressively in written via an email, where user(s)request we as a company conduct necessary verifications on their behalf and submit findings.

The Nobzo, NobzoVerse name, logo, app, brand assets, and underlying software are the property of Nobzo Verse Limited and are protected by Nigerian and international intellectual property law. You are granted a limited, non-exclusive, non-transferable license to use the app for its intended personal purpose. You may not copy, modify, distribute, or create derivative works from any part of the Services without our prior written consent.

The Services may link to, or integrate with, third-party services such as payment processors and mapping tools. We are not responsible for the content, policies, or practices of third-party services, and your use of them is governed by their own terms.

The Services are provided “as is” and “as available.” To the fullest extent permitted by Nigerian law, NobzoVerse makes no warranties, express or implied, regarding the accuracy of listings, the conduct of other users, or uninterrupted or error-free operation of the app. NobzoVerse does not guarantee the outcome of any tenancy, lease, or purchase transaction facilitated through the platform.

To the fullest extent permitted by law, NobzoVerse and its directors, and employees, will not be liable for indirect, incidental, special, or consequential damages arising from your use of the Services, or for disputes between users, landlords, and agents.

While we apply KYC, CDD, and, where warranted, EDD screening to the rental listings we source and to third-party purchase listings as described in Section 7, NobzoVerse's role remains that of a technology platform verifying and facilitating listings and introductions; we are not a party to, and do not guarantee the performance, outcome, or terms of, any tenancy or sale agreement ultimately concluded between users.

As set out in Section 5.2, rent, deposits, and property fees collected through the platform are held and remitted on behalf of the landlord or property owner, not owed by NobzoVerse itself, and are excluded from our liability cap below. Our total liability for any claim arising from these Terms, including any claim relating to a rental or purchase listing, will not exceed the amount you paid to NobzoVerse as our own fees (such as NobzoApp subscription or legal fees) in the twelve months preceding the claim.

You agree to indemnify and hold NobzoVerse harmless from any claims, losses, or expenses (including reasonable legal fees) arising from your use of the Services, your violation of these Terms, or your violation of any right of a third party.

You may stop using the Services and request deletion of your account at any time, using the account deletion process described in our Privacy Policy (in-app: Profile > Settings > Account > Delete Account, or by emailing support@nobzoent.com). We may suspend or terminate your access to the Services, with or without notice, if you breach these Terms, engage in fraudulent or unlawful activity, or where required by law. Provisions that by their nature should survive termination (including Sections 8, 10, 11, and 12) will continue to apply.

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict-of-law principles.

If a dispute arises, we encourage you to first contact us at support@nobzoent.com so we can attempt to resolve it informally. Where a dispute cannot be resolved informally, it will be subject to the exclusive jurisdiction of the courts of Oyo State, Nigeria, or resolved by arbitration in Nigeria, at NobzoVerse's election, in accordance with the Arbitration and Mediation Act.

We may update these Terms from time to time. We will post the revised Terms on our website and app with an updated “Last Updated” date, and where changes are material, we will provide reasonable notice. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

Nobzo Verse Limited

Email: support@nobzoent.com

Legal enquiries: support@nobzoent.com